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Welcome to the May issue of Lendcorp News.
In this Issue
In Other News
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Introduction
WELCOME to the MAY 2008 edition of 'Lendcorp News'.
With the current situation on interest rates, many people are re-evaluating options on their mortgages, we can steer you in the right direction, help you find a Mortgage Broker.
In this month's issue we have a short brief on the budget and have added a link for you to access more information.
"From science fiction to reality", find out what the future may hold for our shopping experience,
We hope you find these articles interesting and if you would like any other issues covered please do not hesitate to drop us a line at sales@lendcorpfinance.com.au
Kind regards
The Lendcorp Team
Thinking of Refinancing Your Home Loan?
With interest rates creeping up, many people are re-evaluating their options.
We can we steer you in the right direction.....
You may want to refinance for any one of the following reasons:
- Have more than one loan, Credit Card, Car Loan and Home Loan and want to consolidate the loans and roll them into your home loan.
- Renovate your home.
- Raise cash for a purchase.
- Get a fixed Interest Rate.
- Extend the term of your loan to reduce monthly repayments.
- You feel your current home loan isn't working for you.
What ever your circumstances, our brokers have many contacts and can steer you in the right direction.
For advice, feel free to contact us on 1300 880 089 or send us an email.
The Budget for 2008
Briefly in the Budget for 2008, the Government plans are to:
- Provide a $55 billion Working Families Support Package.
- Meet commitments in areas including education, health, infrastructure, climate change and the environment, and defence.
- Establish three nation building funds to meet capital shortages — the Building Australia Fund, the Education Investment Fund and the Health and Hospitals Fund.
More details on the budget can be found online at www.budget.gov.au.
Shopping In the Future
From science fiction to reality......................
Holographic sales assistance, interactive dressing rooms, biometric fingerpint payments and intelligent shopping carts are some of the 12 innovations that have the potential to revolutionise our shopping experience in the next 10 years, if shoppers opinions on how the shopping experience hold true.
New Future In Store surveyed 4,600 primary household shoppers online in eight countries: Canada China, France, Germany, Japan, Spain, UK and US. The appeal of the 12 innovations differed dramatically among shoppers in the different countries. Innovations included in the survey were:
- Interactive Dressing Room Mirror
It looks like any other mirror but is actually a high-resolution digital screen with a camera that can relay live vido project holographic images of clothing items so customers can see how they will look in an outfit without trying it on.
- Interactive Dressing Room Help
Using a digital touch screen, a shopper in the dressing room can communicate with sales personnel-without having to return to the sales floor to search for help.
- Smart Carts
A Smart Cart incorporates interactive technology via a video screen on the front of the shopping cart, enabling customers to locate products, access shopping lists, check prices, receive promotions and coupons, and scan purchases. The technology also can provide retailers and suppliers with rich data on the shopping trip.
- Biometric Payment Fingerprint
A shopper can pay for purchases by placing his/her finger on a sensor that reads its fingerprint, linking it to the shopper's bank account or credit card to record the purchase.
- Shopping Social Network Site
Shoppers share information about the hottest stores, designers, trends and must-have products-all online. Retailers and suppliers will be able to monitor social networking sites to find out what cosumer's want and take early action to develop and stock those products.
- Group Buying by Consumers
Shoppers join online collaborative shopping communities to aggregate their buying power with other consumers.
- Body Scanning
A 3D scan of a shopper's body will be used to make recommendations about the brands and specific clothes most likely to fit well, or help fit custom-made clothes.
- Sales and Product Information via Mobile Phone (Based on Location)
Shoppers will opt-in to networks that send them text messages about sales, products and retailers that are relevant to the shopper based on current location.
- Holographic Sales Assistant
Shoppers will interact with an in-store hologram that can answer questions and facilitate merchandise transactions.
- Participate in Collaborative Product Development
Product developers will encourage consumers to post ideas and answer surveys online about new products and how existing products can be improved.
- Shopping by Mobile Device
Consumers will use mobile devices to place orders and arrange delivery from remote locations.
- Self-Activated Shopping Agents
Networked devices in the home-such as refrigerators-will monitor what products comsumers use, create shopping lists, and communicate with other devices to arrange deliveries.
That's all for this month's edition.
In closing, we hope you have enjoyed this newsletter and look forward to some feedback
All the best from the Team at
Lendcorp Finance
Please note that information in this publication is subject to change without notice. Lendcorp Finance assumes no responsibility for any errors, ommissions or mistakes in this document. You have received this email because Lendcorp Finance Pty Ltd believes we have previously made contact with you, which has given us the opportunity to send you information relevant to your organisation, your interests, or your relationship with us. If you would prefer not to receive future email newsletters please unsubscribe via the link provided, see bottom left of page.
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